Your bank declined this card

Nothing changed. Your trial still ends Sun Jan 18, and your wedding is exactly as you left it.

Monthly plan

$29.99, tax on top
Declined by your bank. It did not say why.
Back to the pay screen

A renewal that fails later works differently: you keep full use while payment is retried, and the payer gets an email. Only if it never succeeds does the wedding move to stopped.